Herindar, E. ., and N. N. Izza. “COMPARATIVE STUDY OF EFFICIENCY AND PRODUCTIVITY BETWEEN CONVENTIONAL COMMERCIAL BANKS AND ISLAMIC COMMERCIAL BANKS: EVIDENCE FROM INDONESIA”. Airlangga International Journal of Islamic Economics and Finance, vol. 5, no. 02, Dec. 2022, pp. 115-42, doi:10.20473/aijief.v5i02.41201.