FAUZIAH , . K. W. A.; JUWIYAN, Y. L.; LESTARI, M. I.; KURNIAWATI , H.; DEVIARTI, H. The QRIS Effect: What Truly Motivates MSMEs to Go Digital?. Airlangga Journal of Innovation Management, [S. l.], v. 6, n. 2, p. 280–302, 2025. DOI: 10.20473/ajim.v6i2.72231. Disponível em: https://e-journal.unair.ac.id/AJIM/article/view/72231. Acesso em: 12 jul. 2025.