Tubastuvi, Naelati, Rania Nur Ainun, Wida Purwidianti, and Luthfi Zamakhsyari. “Enhancing MSME: Exploring the Relationship Between Financial Literacy, Financial Inclusion, and Capital Access to Improve Performance”. Airlangga Journal of Innovation Management 5, no. 1 (April 26, 2024): 1–16. Accessed November 22, 2024. https://e-journal.unair.ac.id/AJIM/article/view/53990.