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Fauziah KWA, Juwiyan YL, Lestari MI, Kurniawati H, Deviarti H. The QRIS Effect: What Truly Motivates MSMEs to Go Digital?. AJIM [Internet]. 2025 Jun. 28 [cited 2025 Jul. 12];6(2):280-302. Available from: https://e-journal.unair.ac.id/AJIM/article/view/72231