ANALISIS DAMPAK RENCANA REGULASI LOAN TO VALUE (LTV) PADA KREDIT KOMSUMSI INDONESIA

Jeanne Ananti Sutanto

= http://dx.doi.org/10.20473/jeba.V22I32012.4310
Abstract views = 228 times | downloads = 442 times

Abstract


BI plans to prepare the rules of loan to value ratio (LTVR) more systematically in order to prevent the bubble
economy. Some changes are being planned such as plans to raise the down payment (down payment / DP) so
that the DP is greater.
This study aims to analyze the impact of regulatory loan to value ratio (LTVR) on consumer credit, both the
advantages and disadvantages of economic growth in Indonesia.
This study used descriptive qualitative research methods. The data collection used a documentary study with
data analysis techniques through the stages of information collection, reduction, presentation and drawing
conclusions.
The results of this study concluded that the regulatory scheme LTV tightening by the central bank will have a
significant impact in economic growth in Indonesia. Beneficial impact is the rising of credit quality and the
expected transition to productive credit so as to grow the economy. Adverse impact especially in the automotive
industry is the feared decline in auto sales which lower economic growth in Indonesia.
ABSTRAK
ABSTRACT
Kata Kunci:
Keyword :
peraturan BI, dampak dari pinjaman peraturan untuk nilai rasio (LTVR).
BI's regulations, impact of regulatory loan to value ratio (LTVR)

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