Ubaidi, A., Mawardi, I., Rosyidi, L., & Zakaria, N. B. (2025). QUO VADIS OF INDONESIAN ISLAMIC BANKING: A DELPHI STUDY. Jurnal Ekonomi Dan Bisnis Islam (Journal of Islamic Economics and Business), 11(1), 272 –. https://doi.org/10.20473/jebis.v11i1.66578