Hanif, Muhammad Aladdin, and Purbayu Budi Santosa. 2023. “TAM Construct, Trust, and Religiosity for Decision of Muslim Lenders to Use Funding Services on Sharia Peer-to-Peer Lending Platforms (Website and Apps)”. Jurnal Ekonomi Syariah Teori Dan Terapan 10 (2):151-68. https://doi.org/10.20473/vol10iss20232pp151-168.