Nasrulloh, N., E. M. Adiba, and T. R. Diar. “The Reluctance of MSMEs Around Religious Tourism in Choosing Islamic Bank Financing: A Study in Madura”. Jurnal Ekonomi Syariah Teori Dan Terapan, vol. 9, no. 1, Jan. 2022, pp. 34-46, doi:10.20473/vol9iss20221pp34-46.