Aziz, A. F., and Bayu Arie Fianto. “ESG Performance, Internal Factors, and Non-Performing Financing in Islamic Banks: Evidence from OIC Countries: Studi Empiris Di Negara OKI”. Jurnal Ekonomi Syariah Teori Dan Terapan, vol. 11, no. 3, Oct. 2025, pp. 286-97, doi:10.20473/vol11iss20243pp286-297.