Widyasari, R. M., and M. S. . Fathurrohman. “Internal Bank Factors and Financing Distribution: Evidence from Islamic Commercial Banks”. Jurnal Ekonomi Syariah Teori Dan Terapan, vol. 12, no. 3, Oct. 2025, pp. 316-25, doi:10.20473/vol12iss20253pp316-325.