Kusuma, Ulfiana Nanda Arni, and Atina Shofawati. “The Impact of Intellectual Capital and Islamicity Performance Index on the Financial Performance of Islamic Commercial Banks in Indonesia”. Jurnal Ekonomi Syariah Teori dan Terapan 11, no. 3 (October 13, 2025): 268–271. Accessed October 28, 2025. https://e-journal.unair.ac.id/JESTT/article/view/57263.