CAROLINA, A.; MADYAN, M. Dampak Bank Specific Variables Pada Rasio Non Performing Loan Dalam Sistem Perbankan Indonesia. Jurnal Manajemen Teori dan Terapan| Journal of Theoretical and Applied Management, [S. l.], v. 8, n. 3, 2016. DOI: 10.20473/jmtt.v8i3.2732. Disponível em: https://e-journal.unair.ac.id/JMTT/article/view/2732. Acesso em: 3 jun. 2025.