Gomera, W. C., and M. . I. . Ngollo. “The Effect of Self-Control on Loan Repayment Decisions of Women Market Vendors in Mbeya Municipality, Tanzania”. Journal of Theory and Applied Management (Jurnal Manajemen Teori Dan Terapan), vol. 16, no. 1, Apr. 2023, pp. 107-23, doi:10.20473/jmtt.v16i1.42720.