Tanu, Michael, Rita Komala Dewi, and Heni Iswati. “Customer Perception of Bandung City Societyon E-Money Usage for the Highway Service Payment”. Jurnal Manajemen Teori dan Terapan| Journal of Theoretical and Applied Management 11, no. 3 (February 11, 2019): 255–262. Accessed April 28, 2025. https://e-journal.unair.ac.id/JMTT/article/view/10024.