Adetayo, A., Oyeniyi, W., Salvador, M. and Adekunmisi, S. 2023. Pathways to financial fiteracy: Exploring behaviors, information sources, and library usage hindrances among off-campus university student. Record and Library Journal. 9, 2 (Dec. 2023), 216–231. DOI:https://doi.org/10.20473/rlj.V9-I2.2023.216-231.