Zahry Vandawati, Hilda Yunita Sabrie, Widhayani Dian Pawestri, Rizki Amalia

Abstract views = 2758 times | downloads = 15987 times


Assurance is an important element in financial planning, but because of the low public awareness and myths that circulate in society around the insurance makes people reluctant to buy insurance products. Insurance is also known only for the upper middle class. On the other hand the realization of a prosperous society, one of which is assessed from the level of good public health. For that the government issued a compulsory social insurance in which the entire community on the mandate of the law shall be a participant of the program. Since 2011, the government has issued a regulation related to the National Social Security System and implemented through Badan Penyelenggara Jaminan Sosial (BPJS) in 2014. However, in the event it was due to political dynamics, the government under Jokowi leadership reissued Kartu Indonesia Sehat (KIS) A presidential regulation that functions the same as the existence of BPJS. This is what needs to be studied more deeply, because it is feared there will be overlapping roles and functions between BPJS and KIS them.


BPJS; KIS; Insurance; Government.

Full Text:




Abdul Muis, Hukum Asuransi Dan Bentuk-Bentuk Perasuransian (Fakultas Hukum USU 2005).

Abdul Kadir Muhammad, Hukum Asuransi Indonesia (Citra Aditya Bakti 2006).

Brian Thompson, Textbook on Constitutional and Administrative Law (3rd edn, Blackstone Ltd 1997).

I Dewa Gede Palguna, Pengaduan Konstitusional: Upaya Hukum Terhadap Pelanggaran Hak-Hak Konstitusional Warga Negara (Sinar Grafika 2013).

Kementrian Kesehatan Republik Indonesia, Buku Pegangan Sosialisasi: Jaminan Kesehatan Nasional (JKN) Dalam Sistem Jaminan Sosial Nasional (Kementrian Kesehatan Republik Indonesia).

Normand; Charles dan Axel Weber, Social Health Insurance, A Guidebook For Planning (2nd edn, ADB, GTZ, ILO, and WHO, VAS 2009).

O. Hood Philips, Constitutional and Administrative Law (7th edn, Sweet and Maxwell 1987).

Salamuddin Daeng, Jaminan Sosial Dan Posisi Konstitusi UUD 1945 (Desember, Free Trade Watch 2011).

Sentosa Serimbing, Hukum Asuransi (Nuansa Aulia 2014).


Zahry Vandawati Chumaida, ‘Menciptakan Itikad Baik Yang Berkeadilan Dalam Kontrak Asuransi Jiwa’ (2014) 29 Yuridika.


Aras Utami, ‘Penerapan Asuransi Kesehatan Sosial Di Indonesia, Sesuaikah ?’ accessed 14 February 2016.

Dinna Winedar, ‘Perkiraan Pertumbuhan Industri Asuransi Di Indonesia’ accessed 1 January 2014.

Putu Merta Surya Putra, ‘Apa Itu Kart Indonesia Sehat Dan Kartu Indonesia Pintar’ accessed 14 February 2016.


  • There are currently no refbacks.

Copyright (c) 2016 Yuridika

Yuridika (ISSN: 0215-840X | e-ISSN: 2528-3103) by under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.

Statcounter :

View My Stats

Yuridika has been indexed by:


Full Indexed Service