INVESTMENT DECISION OF DKI JAKARTA MILLENNIALS IN ISLAMIC PEER-TO-PEER FINANCING DURING THE COVID-19 PANDEMIC
Downloads
[APJII] Asosiasi Penyelenggara Jasa Internet Indonesia. (2020). Laporan Survei Internet APJII 2019 – 2020. Asosiasi Penyelenggara Jasa Internet Indonesia, 2020, 1–146. https://apjii.or.id/survei
[DSN-MUI] Dewan Syariah Nasional-Majelis Ulama Indonesia. (2018). Fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia No: 117/DSN-MUI/II/2018 Tentang Layanan Pembiayaan Berbasis Teknologi Informasi Berdasarkan Prinsip Syariah. 14.
[FSB] Financial Stability Board. (2017). Financial Stability Implications from Fintech: Supervisory and Regulatory Issues that Merit Authorities' Attention. Financial Stability Board, June, 1–61. www.fsb.org/emailalert
[OJK] Otoritas Jasa Keuangan. (2017). Strategi Nasional Literasi Keuangan Indonesia (Revisit 2017). Otoritas Jasa Keuangan, 1–99. https://www.ojk.go.id/id/berita-dan-kegiatan/publikasi/Documents/Pages/Strategi-Nasional-Literasi-Keuangan-Indonesia-(Revisit-2017)-/SNLKI (Revisit 2017).pdf
[OJK] Otoritas Jasa Keuangan. (2021). Perkembangan Fintech Lending Desember 2020. Januari, 1–15. https://www.ojk.go.id/id/kanal/iknb/data-dan-statistik/fintech/Pages/-Statistik-Fintech-Lending-Periode-Desember-2020.aspx
Abidat, A. H., Handayani, P. W., & Azzahro, F. (2019). Analysis of Factors Affecting People's Intentions in Investing Through Sharia Peer-To-Peer Lending. Proceedings of 2019 International Conference on Information Management and Technology, ICIMTech 2019, 1, 224–229. https://doi.org/10.1109/ICIMTech.2019.8843790
Arianti, B. F. (2020). Pengaruh Pendapatan Dan Perilaku Keuangan Terhadap Literasi Keuangan Melalui Keputusan Berinvestasi Sebagai Variabel Intervening. Jurnal Akuntansi, 10(1), 13–36. https://doi.org/10.33369/j.akuntansi.10.1.13-36
Baihaqi, J. (2018). Financial Technology Peer-To-Peer Lending Berbasis Syariah Di Indonesia. TAWAZUN : Journal of Sharia Economic Law, 1(2), 116–132. https://doi.org/10.21043/tawazun.v1i2.4979
Barber, B. M., & Odean, T. (2001). Barber, Brad M. / Odean, Terrance (2001): Boys Will Be Boys: Gender, Overconfidence, and Common Stock Investment, Quarterly Journal of Economics 116, 261–292. Quarterly Journal of Economics, 116(1), 261–292.
Blackwell, R. D., Miniard, P. W., & Engel, J. F. (2001). Consumer Behavior (9 ed.). Orlando: Harcourt.
Burhanuddin, C. I., & Abdi, M. N. (2020). Ancaman Krisis Ekonomi Global Dari Dampak Penyebaran Virus Corona (Covid-19). AkMen, 17(1), 90–98. https://doi.org/https://doi.org/10.37476/akmen.v17i1.866
Christanti, N., & Mahastanti, L. A. (2011). Faktor-Faktor Yang Dipertimbangkan Investor Dalam Melakukan Investasi. Jurnal Manajemen Teori dan Terapan| Journal of Theory and Applied Management, 4(3), 37–51. https://doi.org/10.20473/jmtt.v4i3.2424
Darmansyah, Fianto, B. A., Hendratmi, A., & Aziz, P. F. (2020). Factors determining behavioral intentions to use Islamic financial technology: Three competing models. Journal of Islamic Marketing, 1–19. https://doi.org/10.1108/JIMA-12-2019-0252
Dewi, N. N. S. R. T., Adnantara, K. F., & Asana, G. H. S. (2017). Modal Investasi Awal Dan Persepsi Risiko Dalam Keputusan Berinvestasi. Jurnal Ilmiah Akuntansi, 2(2), 173–190. https://doi.org/10.23887/jia.v2i2.15636
Fidhayanti, D. (2020). Pengawasan Bank Indonesia Atas Kerahasiaan Dan Keamanan Data/Informasi Konsumen Financial Technology Pada Sektor Mobile Payment. Jurisdictie, 11(1), 16. https://doi.org/10.18860/j.v11i1.5829
Fintechnews.sg. (2020). Indonesia Fintech Report 2020. https://fintechnews.sg/wp-content/uploads/2020/12/Fintech-Indonesia-Report-2020.pdf
Handida, R. D., & Sholeh, M. (2019). Pengaruh Tingkat Pengetahuan, Kualitas Layanan, Dan Tingkat Literasi Keuangan Syariah Terhadap Pengambilan Keputusan Masyarakat Muslim Menggunakan Produk Perbankan Syariah Di Daerah Istimewa Yogyakarta. Jurnal Ekonomi dan Pendidikan, 15(2), 84–90. https://doi.org/10.21831/jep.v15i2.23743
Ichwan, I., & Kasri, R. (2019). Why Are Youth Intent on Investing Through Peer To Peer Lending? Evidence From Indonesia. Journal of Islamic Monetary Economics and Finance, 5(4), 741–762. https://doi.org/10.21098/jimf.v5i4.1157
IDN MEDIA. (2020). Indonesia Millennial Report 2020. IDN Research Institute, 01, 49. https://cdn.idntimes.com/content-documents/Indonesia-millennial-report-2020-by-IDN-Research-Institute.pdf
Junaedi, N. L. (2020). Menimbang untung rugi startup fintech P2P lending di tengah pandemi. Ekrut media. https://www.ekrut.com/media/startup-fintech-p2p-lending-di-tengah-pandemi
Latha, D. R. (2016). Investor's Behavior Toward Investment Intention : A Study of Investor's Of Mutual Funds In Nagapattinam District. Journal of Innovation Research and Advanced Studies. (IJRA), 3(9).
Lestari, N. P. M. (2019). Pemahaman Generasi Milenial Berinvestasi di Peer to Peer Lending. Jurnal Manajemen Bisnis, 16(3), 17–30.
Lestari, W. (2013). Religiusitas Dan Persepsi Risiko Dalam Pengambilan Keputusan Investasi Pada Perspektif Gender. Journal of Business and Banking, 3(2), 189. https://doi.org/10.14414/jbb.v3i2.236
Masruroh, A. (2014). Konsep Dasar Investasi Reksadana. SALAM: Jurnal Sosial dan Budaya Syar-i, 1(1), 1–14. https://doi.org/10.15408/sjsbs.v1i1.1526
Parasuraman, A., Zeithaml, V. A., & Malhotra, A. (2005). E-S-QUAL a multiple-item scale for assessing electronic service quality. Journal of Service Research, 7(3), 213–233. https://doi.org/10.1177/1094670504271156
Pranyoto, E., & Siregar, N. Y. (2015). Literasi ekonomi, hubungan pertemanan, sikap, norma dan kontrol diri terhadap minat masyarakat Lampung untuk berinvestasi di pasar modal. Jurnal Manajemen Dan Bisnis, 5(2), 196–216.
Putri, R. A., & Yuyun, I. (2020). Faktor-Faktor Yang Mempengarui Keputusan Investasi Pada Investor Saham Di Surabaya. Jurnal Ilmu Manajemen, 8(1), 197–209.
Ramadhani, D. F., & Cahyono, H. (2020). Pengaruh Literasi Keuangan Syariah Terhadap Rencana Investasi di Pasar Modal Syariah Pada Mahasiswa Ekonomi Islam di Surabaya. Jurnal Ekonomika dan Bisnis Islam, 3(2), 56–71. http://repository.umy.ac.id/bitstream/handle/123456789/17056/12.JURNAL PUBLIKASI.pdf?sequence=12&isAllowed=y
Ramdhani, R. (2020). Faktor-Faktor Yang Memengaruhi Keputusan Masyarakat Kampus Terhadap Produk Pembiayaan. IPB University.
Sarawatari, Y. A. (2020). Pengaruh Persepsi Risiko, Ekspektasi Return, Behavioral Motivation Dan Kemajuan Teknologi Terhadap Keputusan Investasi Di Peer To Peer Lending Syariah. Universitas Islam Negeri Syarif Hidayatullah Jakarta.
Singarimbun, M., & Effendi, S. (1995). Metode Penelitian Survei. LP3ES.
Sobaya, S., Hidayanto, M. F., & Safitri, J. (2016). Pengaruh literasi keuangan dan lingkungan sosial terhadap perencanaan keuangan pegawai di universitas islam indonesia yogyakarta. Madania, 20(01), 1–14. https://doi.org/http://dx.doi.org/10.29300/madania.v20i1.90
Sugiyono, P. D. (2013). Metode Penelitian Kuantitatif, Kualitatif, dan R&D (19 ed.). ALFABETA, CV.
Sumarwan, U. (2017). Perilaku Konsumen (R. Sikumbang (ed.); 4 ed.). Ghalia Indonesia.
Violeta, J., & Linawati, N. (2019). Pengaruh Anger Traits, Anxiety Traits, Dan Faktor Demografi Terhadap Keputusan Investasi. Jurnal Manajemen Pemasaran, 13(2), 89–96. https://doi.org/10.9744/pemasaran.13.2.89-96
Wijaya, L. R. P., & Wibawa, B. A. (2010). Pengaruh Keputusan Investasi, Keputusan Pendanaan, dan Kebijakan Dividen Terhadap Nilai Perusahaan. Simposium Nasional Akuntansi XIII Purwokerto. https://doi.org/10.34204/jiafe.v6i2.531
Wijaya, R. (2019). FinTech Landscape di Indonesia. https://klcfiles.kemenkeu.go.id/2019/08/4-Reynold-Wijaya-Fintech-Landscape-di-Indonesia.pdf
Wulandari, D. A., & Iramani, R. (2014). Studi Experienced Regret, Risk Tolerance, Overconfidance Dan Risk Perception Pada Pengambilan Keputusan Investasi. Journal of Business and Banking, 4(1), 55–66. https://doi.org/10.14414/jbb.v4i1.293
Yusuf, M. (2019). Pengaruh Kemajuan Teknologi dan Pengetahuan terhadap Minat Generasi Milenial dalam Berinvestasi di Pasar Modal. Dinamika Manajemen dan Bisnis, 2(2), 1–13. https://core.ac.uk/download/pdf/232939084.pdf
Zustika, A. F. (2019). Financial Technology (Fintech) Berbasis Sistem Peer To Peer Lending (P2PL) Dalam Perspektif Hifdzu Mal (Studi Kasus Perusahaan Investree). In Skripsi. Universitas Islam Negeri Sunan Ampel Surabaya.
Copyright (c) 2023 JEBIS (Jurnal Ekonomi dan Bisnis Islam) | JOURNAL OF ISLAMIC ECONOMICS AND BUSINESS
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
- Every manuscript submitted to JEBIS must obey to the policy and terms set by Journal of Economics and Business Islamic.
- Publication rights on the contents of manuscript published by JEBIS is owned by JEBIS under consent and approval by the corresponding author(s).
- Full text of electronic publication of manuscripts can be accessed free if used for the purpose of education and research according to copyright regulation.
- Share ” copy and redistribute the material in any medium or format
- Adapt ” remix, transform, and build upon the material
- You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
- You may not use the material for commercial purposes.
- If you remix, transform, or build upon the material, you must distribute your contributions under the same license as the original.
Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.