MITIGASI SHARIA NON-COMPLIANCE RISK PENGEMBANGAN PRODUK KEUANGAN SYARIAH DI BANK PEMBIAYAAN RAKYAT SYARIAH (Studi Kasus : PT. BPRS Mandiri Mitra Sukses)

Ahmad Hafid Afandi, Noven Suprayogi

= http://dx.doi.org/10.20473/vol5iss201811pp924-940
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Abstract


This research aims to analyze risk mitigation of Sharia Non-Compliance on the
financial product development in the sharia financing bank. Risk mitigation of sharia noncompliance was including analization of product development proposal, analization of product study by director, analization of product study by commissioner, analization of study by sharia supervisor council (DPS). The method thatbused in this study was qualitative descriptive approach using study case on PT. Sharia Financing Bank (BPRS) Mandiri Mitra Sukses. The validation technic done using triangulation technic of source and technic. The analysis technic in this study was analysis technic of Miles and Huberman. The result of this study according to the steps of product development risk mitigation of sharia non-compliance that presented the process of publishing product conducted by company management. Based on analysis that has been done by researcher, PT. BPRS Mandiri Mitra Sukses already capable to perform risk mitigation.

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