PENGELOLAAN RISIKO TABUNGAN EMAS DI PEGADAIAN SYARIAH

Ana Zuliatin Nadhiroh, Noven Suprayogi

= http://dx.doi.org/10.20473/vol5iss201812pp993-1003
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Abstract


Islamic pawnshop in Blauran is the official goverment institutions that do funding in the form of lending with the basis of legal pawn based on Islamic Shariah. Islamic pawnshop has many products and among is gold saving.This research uses descriptive qualitative approach. This research uses case study method.Technique of data collection is done by participant observation, semiterstruktur interview, and documentation. The result of this research can be concluded that blueprint pawnshop implements risk management of gold saving product with three stages, that is, risk identification by identifying any risks attached to gold saving by tracing the cause of the risk, evaluation and measurement of risk by making frequency and significance matrix and risk management by doing risk mitigation such as there are institutions of audit and there are promote from Islamic pawnshop.


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