Manajemen Pendapatan, Manajemen Pengeluaran, Manajemen Impian dan Keinginan, Manajemen Surplus dan Defisit, serta Manajemen Dana berjaga-jaga Keluarga Muslim Nelayan Desa Puger, Kabupaten Jember

Rizki Amalia Rahma Diyanti, Noven Suprayogi

= http://dx.doi.org/10.20473/vol6iss20197pp1365-1384
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Abstract


This study aims to determine the financial management of Muslim families in the District Puger Jember. This research uses descriptive qualitative approach, this research is descriptive qualitative research with case study method where the research concentrates intensively on a particular object studied as a case, domain, data collection using interview, and observation. using analytical techniques Types of cultural themes. The unit of analysis in this research is income management, need management, dream and desire management, surplus and deficit management, and contingency management. Result obtained from this research, Fisherman Income Management is fisherman and non fisherman. Expenditures become: food expenditure, capital, and education spending. This expenditure is in accordance with what the fishermen want is to increase their productivity and their children to school. Allocation to surpluses, fishermen prefer to invest in gold and savings jewelry and as a contingency fund. In the deficit allocation, fishermen use strategies by reducing expenditure, increasing income, or owing.

Keywords: management,finance, financial management, family finance


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