Wakaf Uang untuk Optimalisasi Pembiayaan Usaha Mikro Kecil dan Menengah (UMKM) Melalui Koperasi Syariah di Indonesia

Ayi Puspita Fajariah, Sudana Sudana, Aam Rusydiana

= http://dx.doi.org/10.20473/jmtt.v13i1.14399
Abstract views = 752 times | downloads = 479 times

Abstract


Waqf is one of the Islamic law that concern people’s lives which is has a function for the community interest to obey to Allah SWT. In practice, waqf in Indonesia faces many hard problems, because commonly known as non-productive waqf. This research is aim to identify the priority factors that being a barrier to develop the practice of cash waqf on Small Medium Enterprises (SME) financing through Islamic Cooperation in Indonesia using Analytic Network Process (ANP) method.  The result shows that the problems appeared in managing cash waqf in Indonesia divided into two important aspects; there is an internal and external aspect. The rank for most priority problems in inner aspect to less priority based on the priority result is the accountability aspect, human resources, and institutional challenge. The position for external issues based on the priority result is authority aspect and public aspect.


Keywords


cash waqf; Islamic cooperation; SME

Full Text:

PDF

References


Al-Arif, R. 2010. Lembaga Keuangan Syariah. Bandung: Pustaka Setia.

Badan Wakaf Indonesia. 2016. Data Tanah Wakaf Seluruh Indonesia. BWI. Jakarta

CNN Indonesia. 2016. Kontribusi UMKM terhadap PDB Tembus Lebih dari 60%. cnnindonesia.com. [Diakses 27 Mei 2017].

Direktorat Pemberdayaan Wakaf Kementerian Agama RI. 2016. [Diakses 27 Mei 2017].

Devi, A. 2015. Strategi Peningkatan Peran Bank Syariah Dalam Penghimpunan Dana Wakaf Uang. Mimeo.

Fatimah & Darna. 2011. Peranan Koperasi dalam Mendukung Permodalan Usaha Kecil dan Mikro (UKM). Jurnal Ekonomi dan Bisnis 10 (2): 127-138.

Hassan, M. K. 2010. An integrated poverty alleviation model combining zakat, awqaf and micro-finance. Seventh International Conference, The Tawhidi Epistemology: Zakat and Waqaf Economy, Bangi.

Haura, A., Baga, L. M., & Hendri, T. 2016. Analisis Pengelolaan Wakaf Uang pada Koperasi Jasa Keuangan Syariah (Pendekatan Analytical Network Process). Jurnal Al-Muzara’ah 3(1): 89-105.

Ho, W. 2008. Integrated analytic hierarchy process and its applications: A literature review. European Journal of Operational Research186: 211-228.

Ibrahim, H. 2013. Cash Waqf : An Innovative Instrument for Economic Development. International Review of Social Sciences and Humanities 6(1).

Kasdi, A. 2014. Potensi Ekonomi dalam Pengelolaan Wakaf Uang di Indonesia. EQUILIBRIUM 2(1).

Lee, M. C. 2010. The analytic hierarchy and the network process in multicriteria decision making: Performance evaluation and selecting key performance indicators based on ANP model. Convergence and Hybrid Information Technologies. Book edited by Marius Crisan.

Nafis, M. C. 2012. Aplikasi Wakaf Uang di Indonesia. bwi.or.id

Nasution, M. E. 2006. Wakaf Tunai Inovasi Finansial Islam. Jakarta: PSST UI.

Nugroho, T. & Rusydiana, A. S. 2019. Strategi pembiayaan usaha mikro dan kecil menengah pada lembaga pengelola dana bergulir di Indonesia? Journal of Islamic Economics & Business: Maro 3(1): 55-66.

Nugroho, T., Rusydiana, A. S. & Tubastuvi, N. 2018. Micro and small enterprises financing model through the revolving fund management institution in Indonesia: AHP approach. International Journal of Islamic Business Ethics 3(2): 496-504.

Rusydiana, A. S. & Rahayu, S. S. 2019. Bagaimana strategi pengembangan wakaf tunai di Indonesia? Jurnal Ekonomi dan Bisnis Islam 5(1):15-33.

Rusydiana, A. S. 2018a. Kriteria pemilihan lembaga wakaf di Indonesia: Pendekatan multicriteria decision making. Equilibrium: Jurnal Ekonomi Syariah 6(2): 185-205.

Rusydiana, A. S. 2018b. Aplikasi Interpretive structural modeling untuk strategi pengembangan wakaf tunai di Indonesia. Jurnal Ekonomi dan Bisnis Islam 4 (1): 1-17

Rusydiana, A. S. 2018c. Sentiment analysis of Islamic waqf: Evidence in Indonesia. Maqdis: Jurnal Kajian Ekonomi Islam 3(2): 123-134.

Rusydiana, A. S. & Nugraha, T. 2018. Pengembangan lembaga pengelola dana bergulir syariah dalam mendukung usaha mikro kecil dan menengah di Indonesia. Jurnal Syarikah 4 (2): 130-144.

Rusydiana, A. S. & Devi, A. 2017. Analisis pengelolaan dana wakaf uang di Indonesia: Pendekatan metode analytic network process (ANP). Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam 10 (2): 115-133.

Rusydiana, A. S. & Al-Farisi, S. 2016. How far has our waqf been researched? Jurnal Etikonomi 15 (1): 31-42.

Saaty, T. L., Vargas, & Louis, G. 2006, Decision Making with the Analitic Network Process. Economic, Political, Social and Technological Applications with Benefits, Opportunities, Costs and Risks. Springer. Pittsburgh: RWS Publication.

Sipahi, S. & Timor, M. 2010. The analytic hierarchy process and analytic network process: An overview of applications. Management Decision 48 (5): 775-808.

Syafiq, A. 2014. Wakaf Tunai Untuk Pemberdayaan Usaha Kecil. ZISWAF 1(2).

Undang-Undang Republik Indonesia No. 41 Tahun 2004 Tentang Wakaf.

Undang-Undang Republik Indonesia No. 25 Tahun 1992 Tentang Perkoperasian.

Undang-Undang Republik Indonesia No. 20 Tahun 2008 Tentang Usaha Mikro Kecil dan Menengah.


Refbacks

  • There are currently no refbacks.


Indexed by:

      

 

Creative Commons Licence

Jurnal Manajemen Teori dan Terapan by Universitas AirlanggaDepartment of Management, Faculty of Economics and Business, is licensed under a Creative Commons Attribution 4.0 International License.

 

View JMTT Stats