FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN USAHA MIKRO KECIL DAN MENENGAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA

Fany Arista Wati, Dian Filianti

= http://dx.doi.org/10.20473/vol6iss20194pp846-860
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Abstract


The purpose of this study was to analyze the effect of Non-Performing Financing, Inflation and the BI rate on Financing Micro, Small and Medium Enterprises (MSMEs) in the Sharia People's Financing Bank in the period January 2013 to October 2018. This study used a quantitative approach. The data used is secondary data from the official website of the Financial Services Authority. The analytical method used in this research is multiple regression analysis (Muliple Linear Regression Analysis) with a significance level of 0.05. The results show that the Non Performing Financing and Inflation variables partially have a significant effect on MSME financing. While the BI rate variable does not have a significant effect on MSME financing. The results show that the Non Performing Financing, Inflation and BI rate variables simultaneously have a significant effect on MSME Financing.

Keywords: Financing MSME, Non Performing Financing (NPF), Inflation, BI rate


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