Kredit Pemilikan Rumah Syariah Tanpa Bank: Studi di Jawa Barat

Egi Arvian Firmansyah, Deru R Indika

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Abstract


KPR atau kredit pemilikan rumah dianggap sebagai salah satu solusi yang tepat untuk dapat memiliki rumah di era yang semakin sulit ini. KPR dapat dilakukan baik melalui bank konvensional, bank syariah atau pun tanpa melalui bank. Menurut pengamatan penulis, penelitian mengenai praktik KPR syariah tanpa bank masih relatif sedikit sehingga penelitian ini diharapkan dapat menambah literatur mengenai KPR syariah (Islamic Home Financing) khususnya di negara berkembang berpenduduk mayoritas Muslim. Hasil penelitian ini diharapkan dapat menjadi saran dan masukan bagi para pebisnis yang bergerak dalam bidang perumahan terutama yang mementingkan aspek kepatuhan pada syariah, para perbankan dan masyarakat pada umumnya.


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