Pengaruh Literasi Keuangan Islam, Sikap Terhadap Uang, dan Lingkungan Sosial Terhadap Perencanaan Keuangan Keluarga pada Pasangan Muda Muslim di Surabaya
Unduhan
Perencanaan keuangan yang disiplin dapat menghasilkan pernikahan yang lebih langgeng dan aman secara finansial. Namun masyarakat masih bergantung pada takdir sehingga perencanaan keuangan bukanlah suatu hal yang wajib dilakukan dalam setiap kehidupan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh variabel literasi keuangan syariah, sikap terhadap uang, dan lingkungan sosial terhadap perencanaan keuangan keluarga pada pasangan muda muslim di Surabaya. Penelitian ini merupakan penelitian kuantitatif dengan menggunakan metode analisis regresi linier berganda dan menggunakan alat analisis IBM SPSS versi 27. Hasil penelitian ini menunjukkan bahwa secara parsial variabel literasi keuangan syariah dan lingkungan sosial mempunyai pengaruh positif dan signifikan terhadap perencanaan keuangan keluarga. Sedangkan variabel sikap terhadap uang tidak berpengaruh signifikan terhadap perencanaan keuangan keluarga.
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